AML & Compliance Officer - Transaction Monitoring

Al Fardan Exchange, one of the premier remittance and foreign exchange houses in the UAE, is seeking a highly vigilant and detail-oriented AML & Compliance Officer to join our corporate headquarters. You will serve as a critical gatekeeper for our financial network, responsible for monitoring high-volume cross-border transactions, investigating suspicious activities, and ensuring absolute adherence to Central Bank of the UAE (CBUAE) regulations and international AML/CFT laws. Qualifications: Candidates must possess a Bachelor’s Degree in Finance, Law, Accounting, or Business Administration. A recognized compliance certification such as CAMS (Certified Anti-Money Laundering Specialist) is highly preferred. A minimum of 3 to 6 years of proven experience in transaction monitoring, KYC analysis, and AML compliance within a UAE exchange house, remittance company, or retail bank is strictly required. Deep expertise in navigating global sanctions screening tools and generating Suspicious Activity Reports (SARs) is mandatory. Physical & Security Criteria: The role requires high mental stamina and sharp analytical focus to process large volumes of transactional data accurately under tight daily deadlines. Candidates must pass rigorous corporate background checks, possess a flawless police and regulatory history, and clear standard UAE financial employment credentialing. Key Responsibilities: Conduct daily monitoring and investigation of high-risk transactions across the branch network and digital platforms (AlfaPay); perform enhanced due diligence (EDD) on corporate and high-net-worth retail clients; screen remittances against OFAC, UN, and local watchlists; draft and escalate SARs to the UAE Financial Intelligence Unit (FIU); and provide ongoing AML/KYC training to frontline branch staff. Benefits: A highly competitive, 100% tax-free base salary paid in UAE Dirhams (AED), standard corporate health insurance, structured professional compliance training pathways, and the professional stability of working within one of the UAE's most established and regulated exchange houses.